Small
Business Insurance Quotes
Best Resource For small business insurance quotes
When you first enroll in a small business insurance quotes group
health plan, the employer or insurance company may ask if you have
any pre-existing conditions. Or, if you make a claim during the
first year of coverage, the plan may look back to see whether it was
for such a condition. If so, it may try to exclude coverage for
services related to that condition for a certain length of time.
However, federal and state laws protect you by placing limits on
these pre-existing condition exclusion periods under group health
plans. In some cases your protections will vary, depending on the
type of group health plan you belong to.